Category Archives: Debt

Credit Cards

You won’t see me advertising credit cards very often but let me explain what they are for. First, I do not want you to create new debt with these puppies.  There are implications seen in Proverbs 22:7 that you do … Continue reading

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Christmas is on Dec 25th again…

Christmas is on December 25th yet again this year. Only 84 days away. Like most years this is a surprise to people, forcing them to charge it to the trusty credit cards and be paying off Aunt Sally’s foot massager … Continue reading

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Break up with Debt

In the situation yesterday I talked about one “action item” for them was to get out of debt.  Today I want to show some steps on how to accomplish this action item. I will show you what is called the … Continue reading

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Too Much House

I recently received a question regarding house payments and wanted to share some thoughts: My husband and I are thinking about selling our house but we are unsure.  Our mortgage payment is $2,000/month.  This may not be pertinent but we … Continue reading

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Don’t Borrow Money from Loved Ones

I have been asked before on whether someone should borrow money from a loved one.  I try to stay away from telling people what to do, but what I merely do is say what I would do if I were … Continue reading

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The Balance Transfer Game

My story to put it simply was I got a credit card when I was 18 to build credit. My plan was to charge something on it, then use online banking to make a payment…immediately. This way I was not … Continue reading

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You get to CHOOSE

We love choices.  No matter what we are doing in life we want some options. You work really hard in high school so you can have options on where to go to college.   You work really hard in college to … Continue reading

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It Takes Two

I received a question that I wanted to share my thoughts on: My husband and I have around $50,000 of credit card debt. We have been married for 5 years. The only other debt is the house. Our household income … Continue reading

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Woodpeckers

Why does a woodpecker smash his head against a tree? I assume its probably to find food or maybe some other logical explanation, but does anyone find this funny that it HAS to do that to find its food while … Continue reading

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Climbed Out Only to Jump Back In

Have you ever heard this saying.  The thought of someone working so hard to get out of whatever hole they were in, only to jump back in it once they are out exasperates me. I have heard a lot of … Continue reading

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