Like I have said many times before, there is no secret formula to planning your money. Different things work for different people. FYI LAZINESS does not work for ANYONE. So if that is your way of doing it, you should try something different.
I have gotten questions before from people who get paid twice a month and have trouble because bills are due at different times during the month.
A helpful suggestion that I offer is to have a two-column budget. The first column represents the first paycheck of the month and the other represents the second paycheck of the month. Place the amount that you are bringing in out the top of each column and spend (plan) every dollar on paper for that pay period.
If your power bill is due on the 5th that is the first column. But then cell phone is on the 19th that is the second column. Then adjust categories that have some flexibility (like clothes can be budgeted on whichever pay period has some room.)
