Monthly Archives: August 2007

The Heart of Savings

What I am going to talk about is a tough issue to teach and explain. The reason why it is hard is because it is a balancing act. Savings is important but not at the cost of replacing the hope … Continue reading

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Joe Sangl Day

Today I am meeting with Joe Sangl from Newspring for a Financial Counseling Roundtable with 7 or 8 other people who have a passion for helping people with their finances. I could not be more excited and can’t wait to … Continue reading

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Am I against all debt?

I get this question a lot, and in order to answer let me explain the kinds of debt that I am specifically referring to. Types of Debt Credit CardStudent LoanHome MortgageCar Loan The answer: Yes, I am against ALL debt. … Continue reading

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Coupons of the Week

Here are some coupons of the week from Hustler Money Blog that you might be interested in. Printable:Express $10 off 40 or $20 off 80Kmart $5 off 50 **should work at Walmart tooBest Buy 10% offOffice Max $10 off 20Pep … Continue reading

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Fear of Investing

I was talking with someone about a month ago about his financial situation. Just to paint a picture: he is married, does not own a home, is debt free, and him and his wife are in a situation where they … Continue reading

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FICO Score Decoded

I had a friend ask me a really good question recently that I wanted to put on here to show my thoughts on it. He asked, “Which is better on a credit score – a credit card with zero balance, … Continue reading

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Realtor or No Realtor

I know several people in my life that are currently either selling their house or thinking of selling their house. The age old question in this is, “Do I NEED a realtor?” The positive to not getting a realtor is … Continue reading

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Did I say free?

I found these offers on Hustler Money Blog. If you have some free time and you like to drive, you can now get FREE stuff while doing it. Check out these offers: $25 Best Buy Gift Card for Test Drive … Continue reading

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"Above and Beyond" Cash Flow

At the risk of this post being “out there,” I am going to talk about what I have termed “above and beyond” cash flow. This is any money you have coming in that is unexpected. It is different than your … Continue reading

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Tips for Cash Flow Planning

These are all tips that have worked for me; if you have been frustrated with budgeting try some of these ideas. 1.) Use a computer. They are good for you. If you do it in excel you can make it … Continue reading

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